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Relationship, Uncategorized

COMPATIBILITY FIGHTS THIS VALENTINE

Earlier in the 70s or the 80s it was parents who used to decide about marriages and the kids used to nod and tie the knots. The couple would get to know regarding each other after marriage or lets say even see each other for the first time during the marriage and they had wonderful relationships. They would grow old with each other and enjoy their relationship thoroughly. However in today’s world the scene is that in spite of knowing the person for years or even being in live in relation the couples lack compatibility. The so called matured and straight forward couples lack compatibility and look forward to separation within some time of their marriage.Read more

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How to teach your kids the importance of MONEY

The financial skills are an integral and important part of life still the schools do not teach the value of money to kids. Thus as parents these responsibilities comes on to us. To help our children live a life that is financially fit we need to
teach them the value of money. We need to teach them the importance of money as per their age. Gradually bigger concepts need to be introduced. As early as at the age of seven the kids need to be introduced to the concept of money.

Turning your day to day activities in to the learning experience, can help you to teach your kids the value of money. It could be a visit to the fruit market give them 10 rupee note and ask them to buy a fruit of their choice. The concept or let us say the skill that they would use to buy the fruit will lay the stepping stone to their knowledge of money, spending, choosing, saving and sadly the most important factor the loss of forgone alternative.

Loss of forgone alternative is an economic concept that specifies the loss of a commodity that a person had to face as he spent the amount on other commodity. This concept will play in the kid’s mind like he could buy guava or orange with the money. Buying one would keep him away from the other and at the same time there would be something that he actually wants to buy but has to avoid due to cash constraints.

Parents are the biggest influence on kids financial behavior so the sole responsibility lays vested upon us as how we bring them up as mindful consumers, investors, savers and givers.

One thing that you always need to instigate in the mind of your child is that he has to wait till he buys something or he has to earn or save before he buys something. Earn in its literal term will not be taken it refers that the child by his behavior or good deeds will have to earn the reward for the thing that he desires to buy. Money lessons that have been instilled in the kids at their formative years sets the tone for future.

Get your child three jars one for spending, one for sharing and one for saving. This will help them to allocate the money they have. Once they have enough money in the saved they can get a pricey toy or from the spending jar they eat ice cream or anything. Important is sharing jar as to with whom they share their siblings, friends or charity. This will draft them as better person who has compassion for others and comes forward to help others. Inculcating this value in them will go long way to make them worthwhile for humanity.

Also teach them the importance of the fact that money is finite but wants and desires are not. So at every stage of life they need to learn to make choices. While making the budget ask their suggestions also and explain them about their so made decision. Ask them about your decision of saving for their education or family vacations and other such things.

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